What credit score is needed for Jared Jewelers?

What credit score is needed for Jared Jewelers?

602

What credit score does Kay Jewelers require?

Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 604 is recommended for a higher chance of approval, but this is not required.

Does Zales approve bad credit?

Approval Requirements & Application Although store credit cards are often easier to obtain than open-loop cards, there is no evidence that the Zales Credit Card accepts bad-credit applicants. Instead, you’ll likely need at least fair credit or better to qualify.

Does Kay Jewelers check credit?

Also, your Kay Jewelers credit card application, like any credit card application, can generate a hard inquiry, which can ding your score—so you don’t want to apply if you won’t qualify. You can check your free credit scores on Credit.com to see where you stand before you apply.

Do jewelry stores do payment plans?

All major jewelry stores offer financing, with many promoting interest-free financing for 6 to 12 months. But these offers come with a catch: miss a payment or fail to pay off the balance in time, and you’ll pay a lot more. That means an extra 6 to 12 months of interest will be added to the balance you owe.

Does Zales offer layaway?

Zales offers a Layaway Program! Zales offers a Ten for Ten Layaway plan. Put 10% down and pay the rest in ten equal monthly payments. Jewelry buying made easy.

Is it hard to get a Helzberg credit card?

Yes, the Helzberg Diamond Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months.

What credit bureau does Zales pull?

Experian