What is a discrepancy on a background check?

What is a discrepancy on a background check?

It just means that something you are saying about a job or employer doesn’t match what they (or DOL records) are saying about the same. You may be considered (incorrectly) to be a felon and not get a job.

Will bad credit cause me to fail a background check?

So yes, in most states your credit report can influence the hiring decision. However, even if companies perform credit checks, denying employment based on credit rarely happens.

Why would I fail a credit check?

Some of the most common reasons for failing a credit check might include: There was no way to confirm your identity and address. You may have failed a credit check, not because of any financial issues, but due to the fact that the lender (or landlord) couldn’t confirm who you are and where you live.

What credit score is too low for a job?

Any credit score that falls under 500 would be deemed unacceptable. A credit score between 500 and 630 would be deemed average. A credit score from 630 to 620 would be deemed good.

Is a 745 credit score good?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 745 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders’ better interest rates and product offers.