Should I refinance before or after divorce?

Should I refinance before or after divorce?

Starting the refinance process before the divorce is filed is by far the quickest and easiest path. This is because, when you talk to your mortgage lender about refinancing, they will ask you your marital status.

Does divorce ruin your credit?

filing for divorce online

Getting divorced Actually filing for divorce doesn’t directly impact credit scores, but if you have late or missed payments on accounts as a result, it may negatively impact credit scores. In community property states, property – and debts – acquired during the marriage are generally owned equally by both spouses.

When a husband dies does the ex wife get his Social Security?

number 5 below). wives and widows. That means most divorced women collect their own Social Security while the ex is alive, but can apply for higher widow’s rates when he dies. benefit on your record if you die before he does.

Will I get my husbands social security when he dies?

Social Security is a key source of financial security to widowed spouses in old age. About 7.5 million individuals age 60 and older receive benefits based, at least in part, on a deceased spouse’s work record. When a retired worker dies, the surviving spouse gets an amount equal to the worker’s full retirement benefit.

Are you still married if your wife dies?

In most cases, the court does not grant a divorce after a spouse passes away. Because a marriage ends when one spouse passes away, a divorce is not necessary. The survivor is a widow or widower. Because the divorce did not occur, the surviving spouse may inherit property from the deceased spouse’s estate.