Are marriage records public in Arizona?

Are marriage records public in Arizona?

Marriage records in Arizona are generally considered public records and may be accessed by any member of the public. Interested parties who wish to obtain copies of marriage records in the state of Arizona may do so by contacting the clerk of the superior court for the county where the marriage occurred.

How can u find out if someone is married?

Go to the courthouse of the city where the marriage was likely to occur. Public records can be useful for finding out whether someone is married now, or what their marriage history has been in the past. Marriage records are public; you can usually see a copy for free or for a small fee.

Can my husband Add me to the mortgage?

Before putting your spouse on the deed, contact your mortgage lender. If you want to add your spouse to the mortgage, you will generally have to refinance your loan. A spouse with bad credit means you will pay a higher rate, so in that case, it doesn’t make sense to add them to the mortgage.

Can you buy a house if one person has bad credit?

If your spouse has a significant amount of debt as compared with income and they’re applying for the mortgage along with you, it might be denied. Even if your joint mortgage application is approved, your loved one’s poor credit or high DTI could land you with a higher interest rate than if you’d applied alone.

How do mortgage lenders verify marital status?

A borrower’s marital status is reflected on a mortgage application after he selects married, separated or unmarried. A mortgage lender may not inquire about a borrower’s spouse unless financing is requested for a joint application.

Are you a first time buyer if your spouse is not?

The answer is Yes. As long as you are eligible for any of the government home buying schemes you can still make full use of them even though your partner may not be a first-time buyer. you will likely be required to sign a first-time buyer declaration stating you are a first-time buyer.

How do you qualify as a first-time buyer?

To be considered a first-time buyer, you’ll need to have never owned a property. It doesn’t matter if the property was shared ownership or you owned it jointly with someone else. The property you are buying as your first home needs to be your main residence, not a buy-to-let or second home.

Am I classed as a first-time buyer if I have had a mortgage in the past?

If you have owned a property in the past then lenders will tends to class you as a next time buyer, however there are some that will say that you are a first-time buyer if you have not owned a house for the last three years.

Can I lie about being a first-time buyer?

If you aren’t a first-time buyer, don’t lie. We have also seen people ask whether you can be a first-time buyer again. Sadly, the answer is no. If you have ever owned an interest in a property, you are not and can never again be a first-time buyer.

What happens if you lie on a mortgage application?

There’s no such thing as a harmless lie when you’re applying for a home loan. But lie on your mortgage application and you’ll risk losing your home if you can’t pay your loan. And, mortgage fraud is a federal crime in the U.S. that can get you up to 30 years in prison and up to $1 million in fines.

Are you still a first-time buyer if you have inherited a property?

If you inherit a property, you are no longer classed as a first-time buyer. Being a buyer is based upon ownership, so if you own the property that you’ve inherited, you’re not class as a first-time buyer.

How can I save for a house in a year?

5 Steps for Saving for a House

  1. Decide on Your Budget. Prior to even looking at homes, decide what amount you can comfortably afford.
  2. Pay Down Your Debts. The general rule of thumb is that your housing costs should never exceed a third of your total income.
  3. Pay Your Future Mortgage.
  4. Pay Yourself First.
  5. Reduce Your Expenses.