Can I drop spouse during open enrollment?

Can I drop spouse during open enrollment?

If an employee voluntarily drops coverage at open enrollment, is it considered to be a COBRA triggering event? In most cases, the answer is no. Dropping spousal coverage at open enrollment may also look like a COBRA qualifying event, but it is not. …

Can you cancel health insurance at any time through your employer?

Usually you can cancel the group health plan at any time during the year. By canceling the group health plan you automatically make all employees eligible for a Special Enrollment Period, which will allow all employees to purchase coverage on the Marketplace.

Can you drop someone from your health insurance at any time?

An employee can voluntarily cancel coverage at any time only if the company is not having employee premium contributions deducted pre-tax. If they are, they are de facto enrolled in a Section 125 Plan and cannot change that election until Open Enrollment or a Qualifying Life Event.

Can my husband add me to his health insurance?

When it comes to health insurance, marriage is a qualifying life event. This means you don’t have to wait until open enrollment to add your new spouse to your plan—you can do it within 30 days of your marriage. If your company uses Zenefits’ HRIS, adding your spouse to coverage is easy.

Can only one spouse get Obamacare?

Yes, but he cannot get a subsidy to help pay for health insurance in the marketplace. You mentioned that your coverage is provided for a small fee — as long as it’s not more than 9.56 percent of your household income, your husband would not be eligible for a marketplace subsidy on an individual plan.