Can one spouse buy a house without the other California?

Can one spouse buy a house without the other California?

A married buyer can purchase a home on his own, using only his credit, income and assets to qualify for a loan. However, since California is a community property state, the law will imply that the home is owned by both spouses jointly.

Can I put my wife on my mortgage?

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You will need to apply to your current mortgage provider to have your partners name added to your mortgage. As you were when you applied for the mortgage, they will be subject to the standard checks such as income and affordability. Also, adding a partner to a mortgage is a legal process.

Should I put my spouse on the mortgage?

Advantages. Some people choose to put only one spouse’s name on the mortgage to free up the other spouse’s credit for different uses. Keeping your name off the mortgage may also be beneficial if you have bad credit or high debt, which would affect your ability to qualify jointly.

Should my ex pay half the mortgage?

Yes, your ex will have to pay half of the mortgage if they are listed on the mortgage as you will be both equally liable to the mortgage lender and in the case of the mortgage being defaulted then the mortgage lender will come after the both of you for the mortgage balance plus any costs.

What happens if my husband dies without a will in California?

When a person dies without an estate plan, this is known legally as dying intestate. When a person in California dies intestate, their assets will be distributed according to California law. This means that assets will be distributed to surviving relatives in a certain order.

Who is considered next of kin in California?

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“Next of kin” in California “simply means those upon whom … the law has conferred the right to inherit the property of one who dies intestate.” Estate of Paterson. In layman’s terms, next of kin under California law are generally a decedent’s closest living family members who survive the decedent.