Can a default judgment be reversed?
First, you can ask the court to set aside the default judgment and give you an opportunity to contest it. Next, you can settle the debt with the debt buyer for an amount less than what the default judgment is for. And finally you can eliminate the default judgment completely by filing for bankruptcy.
What are the consequences of a default judgment?
In effect, you're found guilty because you never entered a defense. Default judgments are sometimes called automatic judgments because of how fast they can happen. Next up could be wage garnishment or a bank account levy, which allows a creditor to remove money from your bank accounts to repay the debt.
When would a default judgment occur?
A default judgment occurs when the defendant in a legal case fails to respond to a court summons or does not appear in court. If this occurs, a court may rule in favor of the plaintiff by default.
How do you enforce a default Judgement?
Obtain a writ of execution from the court issuing the default judgment and file the writ of execution with the sheriff of the county where the defendant has obtainable assets. Bring a copy of the court order granting a default judgment to the clerk of court that issued the decision.