Can you hide from being served?
If you are avoiding a process server, a judge may allow the papers to be left at your home or business with any competent person over the age of 18. A judge may also allow the summons to be mailed to your home or business address via certified mail. As such, you have nothing to gain by avoiding being served.
What happens if you cant be served?
If you have not been properly served, and you don't show up, the court has no personal jurisdiction over you, and can't enter a judgment against you. Then, a judge in a high-volume courtroom may think you were properly served, and enter a default judgment against you if you don't show up.
Why would I get served court papers?
Getting served just means that you have been given notice of a lawsuit, in this case by a debt collector. You are served if you are handed a copy of the summons and complaint or if a summons and complaint is given to someone “of suitable age and discretion” at your home.