Do you lose Social Security if you get married?
Do you lose Social Security if you get married?
En español | Marriage has no impact on your Social Security retirement benefit, which is based on your work record and earnings history. You and your spouse, assuming he or she also qualifies for retirement benefits, each collect your own separate benefits, and the amounts do not limit or otherwise affect each other.
How much SSI will I lose if I get married?
SSI is calculated at a “single rate” or “couple rate.” When both partners in a marriage receive SSI, there is a monthly maximum for their combined benefit payments. In other words, you and your spouse cannot receive more than a certain amount in SSI each month. For 2020, the SSI limit for couples is $1,175 per month.
Do I have to report marriage to Social Security?
If you're married, tell us about any change in your spouse's income, including any change in the amount of his or her Social Security benefits. (If you also get Social Security benefits, you don't need to tell us when you get a Social Security benefit increase.)
