Is life insurance included in divorce?

Is life insurance included in divorce?

Term life insurance is generally treated as a separate property in divorce, since the financial assets of the policy — the death benefit — are not accessible while you’re alive. If you have a permanent policy with a cash value, it may be treated as a marital asset during divorce proceedings.

Can I stay on my ex-husband’s health insurance in Massachusetts?

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In the state of Massachusetts, if an ex-spouse is still eligible for insurance benefits through their former spouse’s employer, he or she may continue to insure their ex-partner. Even if remaining on the policy is allowed, certain situations, such as remarriage, could affect the continuation of coverage.

What Bible says about divorce?

Jesus specifically allowed divorce for infidelity: Matthew 19:9 (ESV) And I say to you: whoever divorces his wife, except for sexual immorality, and marries another, commits adultery. Note that Jesus does not say this is the only reason for divorce. We find other reasons for divorce in Scripture.

Does your spouse have to be on your auto insurance policy?

No. You do not have to add your spouse to your car insurance. Most car insurance companies will want all licensed members of your household listed as drivers, to make sure your policy’s rate is calculated properly. But there is no legal requirement that says a driver must add their spouse to an auto insurance policy.

Can I keep my ex wife on my car insurance?

In general, insurance policies will cover only one household, the one where you and your vehicle reside, so you and your ex-spouse cannot keep one policy for the cars that both of you used to insure together when married and living together.

What is an excluded driver on insurance?

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An excluded driver is someone that you intentionally ask your auto insurance provider not to cover. Once they are excluded from your policy, that person cannot drive your car and be covered by your insurance company.

Can my son drive my car if he is not insured?

If your adult child, or anyone else for that matter, drives your car, the driver is covered by your auto insurance policy. The reason is that car insurance follows the car, not the motorist. This fact has ramifications for you as the owner of the insured car.

Can someone drive my car with my insurance?

Can someone else drive my car under my insurance? The short answer: Yes. Your auto insurance covers your car, not the person driving it. If someone borrows your car and crashes it, your insurance will cover the losses — however, your premiums may increase.

What happens if you let someone else drive your car?

If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy. The claim would go on your insurance record and could affect your car insurance rates in the future.