Does Divorce reduce my Social Security benefits?

Does Divorce reduce my Social Security benefits?

If your ex collects Social Security based on your work record, your remarriage doesn’t affect this in any way. Your ex can’t remarry, however. Her benefits stop if she does unless and until her subsequent marriage ends by death, divorce or annulment.

Does first wife or second wife get Social Security?

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A wife can’t receive a spouse’s benefits unless her husband has filed for retirement benefits. However, if the husband is at full retirement age, he can apply for benefits and then ask that the payments be suspended.

Can I file for my Social Security at 62 and switch to spousal benefits later?

In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files. That includes if you file early for your retirement benefit — say, at 62, as in this scenario — and switch to spousal benefits later.

What is my break even age for Social Security?

Your Social Security break-even age is the point in your life when the total of those lower benefits comes to equal the total of benefits you would have received if you had waited to take your benefits at full retirement age or even later.

Can your spouse draw your Social Security?

When someone dies, their Social Security benefits may become available to their current or former spouse, depending on certain circumstances. But even if there’s no death, you can collect a Social Security spousal benefit equal to half of what your spouse gets, if that’s higher than what you’d get on your own.

When should a married couple get Social Security?

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Both wait until age 70 to claim benefits If you or your spouse (or even both of you!) can wait until you’re 70, you’ll receive your highest Social Security payments—up to 132% of your primary insurance amount (PIA) if your full retirement age (FRA) is 66, and 124% of your PIA if your FRA is 67.