Can my girlfriend and I be on the same car insurance?

Can my girlfriend and I be on the same car insurance?

Yes, you can add your girlfriend or boyfriend to your car insurance. Generally, if you and your significant other live at the same address, your car insurance company will consider them a member of your household and request that you add your boyfriend or girlfriend to your car insurance policy.

Can I get a car on finance without a driving Licence?

Do I have to have a full driving licence to apply for finance? No, you do not. You will need a full licence if you intend to drive the car on your own, however you do not need one to apply for car finance. You will need to provide some form of identification so you will need a provisional licence or passport.

Why do car dealerships ask for driver’s license?

Many car dealers ask for your driver’s license when you go for a test drive, and they will make a photocopy of it. They claim it is required for insurance purposes. It might be a good idea to carry a photocopy of your driver’s license and write on that copy that dealers MUST NOT run unauthorized credit checks.

Can I get a car on finance before I pass my test?

Most finance companies will not accept a provisional driving licence as they see it as a high risk. However, If you really feel that you need car finance before you obtain your full driving license, there is a way that we can help. There are a select few finance companies exclusively available to us that can help!

Can my partner finance a car for me?

There are exceptions where lenders will usually allow a spouse or partner to take out the finance if the car will be used by both parties. However, the person who takes the finance will need to be the registered keeper of the vehicle. Some lenders also require the borrower to be the main driver.

How many cars can I finance under my name?

There is no limit on how many car loans you can have. But your income and credit have to be able to accomodate new car loans. So other than having excellent credit, you will need a credit utilization ratio of less than 30 percent.

Can you transfer car finance to someone else?

While the general rule is that car finance agreements can’t be assumed by another person, there may be lenders prepared to help you with your situation. In some cases a lender, subject to a credit check of the person you wish to transfer the car finance to, may be willing to make such a transfer.

How do I get my car back from someone?

Go down to the police station and speak with an officer in person and have him explain to you what you can do to get your car back. (First thing I would do.) Show up at her place, see if you can get an officer to be present and demand the return of the car.