What does legal separation mean in South Carolina?

What does legal separation mean in South Carolina?

1. What is the definition of legal separation? In South Carolina, a couple is either married or not married. Separation in South Carolina simply means that you and your spouse no longer live together.

Should I pay my spouse’s debt?

If you live in a community property state, the government views all the debt accumulated while you’re married as a 50/50 split, no matter who’s responsible for it. Therefore, it would make sense to pay off your spouse’s debt, because it’s yours as well.

Does your spouse’s credit score affect yours?

Fortunately, your spouse’s past credit history has no impact on your credit profile. Only when you open a joint account will any information be shared on both of your credit reports. However, when you want to buy a home together, your spouse’s negative credit history could impact your mortgage rates.

How can I raise my husbands credit score?

3 Ways to Help Your New Spouse Build CreditMake your spouse an authorized user on your credit card. By someone as an authorized user on your credit card account adds your credit history to their credit report. Open a joint credit account together. Have your spouse apply for a secured credit card.

Can a husband buy a house without his wife?

In a common-law state, you can apply for a mortgage without your spouse. Your lender won’t be able to consider your spouse’s financial circumstances or credit while determining your eligibility. If you and your partner were to split up, the home would be yours alone; you wouldn’t have to split it with your spouse.