Is a spousal surcharge legal?

Is a spousal surcharge legal?

Is a Spousal Surcharge Legal? Though sometimes questioned by employees, spousal coverage surcharges are legal, but employers must remain in compliance. It’s best to consult with a professional risk advisor or legal counsel to structure a benefits package that contains proper language and treats all employees fairly.

What does spousal surcharge mean?

With a spousal surcharge program an employee must pay an additional cost to cover a working spouse who has the option to elect health coverage from his or her employer and has declined the coverage.

Can my wife and I get separate health insurance?

Married Couples Can Come Out Ahead with Separate Health Insurance Plans. While you check the “married” box, you may want to keep your health insurance plan status as “single.” It might seem counterintuitive to do that since it’s often assumed that family health plans save money.

Is a hospital indemnity plan worth it?

When you need health insurance the most, you’ll face a larger bill. This is why we think hospital indemnity insurance is worth the money. Additionally, you can simply save the deductible and the out of pocket maximum on your plan.

What is top hospital cover?

Top hospital covers all services where Medicare pays a benefit. While top hospital cover is more expensive than other levels of private hospital cover, the costs can be offset somewhat by choosing to pay an excess or a co-payment. You might also see this referred to as Gold cover.

What is the waiting period for Bonitas medical aid?

3 months

Is Bonitas a good medical aid?

2 reviews | Active since Apr 2021. Bonitas is a Medical Fund of Excellence. Bonitas has very short turnaround times in respect of queries and or claims submitted.

Does Bonitas pay for gym?

As a member of Fedhealth or Bonitas medical aid schemes, you can subscribe to the Sanlam Reality rewards programme. You’ll enjoy a gym benefit at Virgin Active that’s structured in such a way that the more you exercise the greater the cash rewards. At Planet Fitness you’ll benefit from reduced gym fees of up to 80%.

What is the most affordable medical aid in South Africa?

Comprehensive

#	Plan	Annual Cost
1	Fedhealth Maxima Standard Elect	R37 184
2	Fedhealth Maxima Standard	R44 888
3	Discovery Essential Delta Comprehensive	R54 470
4	Momentum Extender: Associated Hospitals, Chronic: State	R55 864

What is the best hospital in South Africa?

Below are the leading hospitals rated by patients in 2018 in alphabetical order.

• Mediclinic Plettenberg Bay.
• Mediclinic Strand.
• Mediclinic Victoria.
• Mediclinic Worcester.
• Melomed Bellville Medical Centre.
• Midlands Medical Centre.
• Moot Algemene Hospital.
• Zuid-Afrikaans Hospital.