What are examples of private information?
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What are examples of private information?
Examples of personal information a person’s name, address, phone number or email address. a photograph of a person. a video recording of a person, whether CCTV or otherwise, for example, a recording of events in a classroom, at a train station, or at a family barbecue. a person’s salary, bank account or financial …
Are public records bad?
Public records could plague your credit for the better part of a decade. Even if you repay the money you owe, public records with negative information typically remain on your credit reports for seven to 10 years. Public records with adverse information may even occasionally wind up on your credit reports by mistake.
What public records go on your credit report?
Public records that can appear on your credit report include bankruptcy, judgment, or a tax lien. In some states, foreclosure and repossession are also public records. These entries are also the worst types of entries to appear on your credit report because they show a serious delinquency.
What is an excellent credit score?
670 to 739
How does TransUnion verify public records?
How does TransUnion receive public record information? TransUnion obtains public record information from U.S. courts. For questions regarding public records, please contact your Data Reporting Representative or the TransUnion Service Desk at (800) 813-5604.
How accurate is the TransUnion score on Credit Karma?
Here’s the short answer: The credit scores and reports you see on Credit Karma come directly from TransUnion and Equifax, two of the three major consumer credit bureaus. The credit scores and reports you see on Credit Karma should accurately reflect your credit information as reported by those bureaus.
How does Experian verify public records?
Experian purchases old public records from a large company called Lexis/Nexis. Experian does their ” verification ” electronically with Lexis. That is why Experian can send back the verifcation so rapidly for public records.
Why is Equifax not reporting?
There are a couple of reasons why some accounts may not be listed on your Equifax credit report: You can check with your lenders and creditors to find out which bureaus they report to. Closed accounts may have dropped off your credit report after a certain period of time.
Why did my credit score go down when nothing changed?
This is because your credit history is shortened, and roughly 10% of your score is based on how old your accounts are. If you’ve paid off a loan in the past few months, you may just now be seeing your score go down.
