Can I cash a 5 year old check?

Can I cash a 5 year old check?

Legally, banks do not have to cash a check after six months Legally, banks are only required to honor checks for six months. This is why it is always best to contact the issuer before attempting to cash a stale check.

Can I deposit my sons check into my Bank of America account?

Originally Answered: Can I deposit a check endorsed to someone else into my Bank of America account? Yes, you can deposit a check wrtten for someone else into your bank account. The person has to write “Pay to the order of (name)” and you both need to sign the back of the check.

How much of a check is available immediately Bank of America?

At least the first $200 of the check deposit will be available on the first business day after the day of your deposit. The first $200 of your total deposits will be available immediately on the business day of the deposit. Deposits of $5,000 or less usually clear within 3 business days.

Is it illegal to deposit someone else’s check?

You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. They will need to write “Pay to ” on the back of the check and sign it. There is, however, no legal requirement that the bank accept such checks.

Can I deposit my boyfriends check in my account?

No. A check can only be deposited into an account that is titled the same as the name on the check. There are exceptions where the bank may accept a third party check, but it is just that, an exception. In that case the bank wouldn’t be able to prove your boyfriend authorized it and then the bank takes a loss.

Can someone deposit a check for me without my signature?

No Endorsement You don’t always have to endorse checks. Some banks allow you to deposit checks without a signature, account number, or anything else on the back. Skipping the endorsement can help keep your information private. For extra security, you can still write “for deposit only” in the endorsement area.