How do I transfer ownership of a home in Florida?

How do I transfer ownership of a home in Florida?

Complete the Florida quitclaim deed. Include the name of the grantor(s), the grantee(s), the county in which the property is located, the property address, the legal description of the property, a notarized statement, and witness signature lines. Have the Florida quitclaim deed notarized. Make copies for each party.

Is a quit claim deed the same as a deed?

However, the level of legal protection is much different. A quitclaim deed suffices for transferring ownership to people you know and trust. But a warranty deed is the right document for most property transfers.

Can you deed a house with a mortgage?

Many houses and other pieces of real property are owned while also having active mortgage loans on them. In fact, you can transfer ownership in your home through a deed and still retain its loan, though trouble with your lender may arise.

Does a quitclaim deed affect your credit?

Even if the owner did report to the bureaus, you’d have to be late on mortgage payments in order to negatively affect your credit, and you’re not. A quitclaim deed conveys all your interest in the property to the person named in the deed.

How long do you have to be on a deed to refinance?

six months