Can debt collectors threaten you with legal action?
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Can debt collectors threaten you with legal action?
Key Message: A creditor or debt collector must not contact you about a debt if you tell them in writing not to contact you about the debt. However, the debt collector can make a genuine threat of legal action and issue legal proceedings against you.
What to do if a collection agency is suing you?
If you’re sued by a debt collector, you should respond to the lawsuit. You can respond personally or through an attorney, but you must do so by the date specified in the court papers.
What happens if you win in small claims and they don’t pay?
If you do not pay the judgment debt or return the goods according to the judgment, the other party can take enforcement action to force you to pay or return the goods. This is an order of the court that stops the other party from enforcing the judgment debt for a period of time. …
How do I get my money after winning in small claims court?
If you’ve won your case, but the person refuses to pay, one option is to have part of their salary seized to get your money. The funds seized will then be paid into to the court office, which will send you cheques until the debt is paid in full. You can hire a bailiff to take the necessary steps for this.
