Can I sue my ex for ruining my credit?
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Can I sue my ex for ruining my credit?
First, you can sue him, but you’ll have to show damages. You’re credit score being hurt isn’t enough, you’ll have to show that you got denied for a loan or CC becuase of the lower score or that you’re paying a higher interest rate because of it, something tangible.
Can you take someone to court for ruining your credit?
While holding others accountable for inaccurate and costly credit hits is a recent legal phenomenon, courts are recognizing that good credit is a valuable asset. If your credit has been damaged and it isn’t your fault, you may be able to sue — and possibly collect a large settlement.
What to do when your ex ruins your credit?
Keep Your Ex From Ruining Your CreditRemove Your Ex’s Authorized User Status.Dissolve Joint Accounts.Follow up on All Accounts.Change Your Address.Request New Accounts Numbers.Put a Fraud Alert on Your Credit Report.Freeze Your Credit Report.
Can you buy a house if your spouse has bad credit?
Yes, in fact, there are several options when buying with a spouse who has bad credit: Apply as a solo applicant: The simplest option is to apply for a home loan by yourself as a solo applicant. This requires you to be able to service the loan on a single income and only your name will be on the property title.
