How do I get my name off the mortgage after divorce?

How do I get my name off the mortgage after divorce?

There is only one way to have your spouse’s name removed from the mortgage: You will have to apply for a loan to refinance the mortgage, in your name only. After all, the original mortgage was approved in both of your names, giving the lender two sources of repayment.

Can I remove my name from a joint mortgage?

It is possible to remove a name from a joint mortgage and add a new wife, husband or partner to the mortgage as part of the same Transfer of Equity.

How do I take someone off the title of my house?

The only way to forcibly change the ownership status is through a legal action and the resultant court order. However, if an owner chooses to be removed from the deed, it is simply a matter of preparing a new deed transferring that owner’s interest in the property.

Can you sell a house if one partner refuses?

You may decide to sell your property without the consent of your spouse. If that includes a spouse who refuses to sign off on the sale, the transaction cannot close. This is why I won’t take a listing in a family law case with only one signature when both spouses are on title unless there are extenuating circumstances.

Who pays mortgage during separation?

Even during a separation, both of you are responsible for paying any joint debts such as your mortgage loan. It doesn’t matter if only one of you continues to live in the home. You must still pay your mortgage lender regardless of being separated or filing for divorce.

Can you sue someone for ruining your marriage?

No one wins in an adulterous relationship—least of all is the jilted spouse—but luckily, there is legal recourse for some situations: You can sue someone for breaking up a marriage. You may file a suit charging the other man or the other woman with intentionally interfering in your marital relationship.

Can you go to jail for cheating on spouse?

Unfortunately, cheating is not illegal in California and not punishable by any jail time or money. (California IS a community property state though, with very generous alimony laws).

Can I sue my husbands ex wife for emotional distress?

While the Court dismissed the father’s complaint for intentional and negligent infliction of emotional distress, the Court did announce that one spouse can sue the other spouse for emotional distress. However, the underlying conduct must be consistent with the definition of the alleged tort.

Can I divorce my husband without his signature?

The fact is that California is a no fault state and you do not need your spouse’s signature in order to get a divorce. If your spouse fails to file and serve you with a response, you can file a request for default against your spouse after 30 days. You can also file a proposed judgment for the court to approve.