How do I file a bodily injury claim?
How do I file a bodily injury claim?
How to File a Bodily Injury Claim
- Get A Lawyer. Having an attorney represent you when you file a bodily injury liability claim can make the process much easier, especially if you suffered a serious injury.
- Keep All Medical Documents.
- File the Claim.
- Review and Sign the Settlement.
What is a good amount of coverage for bodily injury?
You should carry bodily-injury coverage of at least $100,000 per person, and $300,000 per accident, and property-damage coverage of $50,000, or a minimum of $300,000 on a single-limit policy. Raising your limits isn’t expensive: $300,000 in coverage costs 20% more than $100,000, on average.
What does is mean if the coverage limits are $250000 /$ 500000?
Answer given on November 11, 2017. In auto insurance, liability limits are offered as a single limit or, as in your case, “split limits”. The $250,000/$500,000 allows a payment of up to $250,000 per person for bodily injury and a total of $500,000 per accident.
What is the difference between bodily injury and medical expenses?
Bodily injury liability coverage applies to injuries you or anyone insured under your policy becomes legally responsible for as a result of an accident. Medical payments coverage pays for reasonable medical expenses incurred by you or passengers in your vehicle regardless of who is at fault for the accident.
Should you have medical coverage on auto insurance?
Medical payments coverage is optional. So, if you cause a car accident and don’t have medical payments coverage, you would have to pay out of your own pocket for your medical bills. On the other hand, auto liability coverage is required by law in most states.
Will the insurance company send me a check for my medical bills?
In most cases when an injured patient gives the hospital the name of the insurance company responsible for paying the patient’s medical bills, the insurance company, in an effort to make sure the hospital will be paid, will send the check directly to the patient but with the check made payable to the patient (you) and …
