What does Title Search include?

What does Title Search include?

“The title search consists of a review of the public records to find out what matters have been recorded against the property—previous deeds, mortgages, easements, claims of liens by contractors, etc. The property details, including the home’s address and county location. The legal description of the property on file.

How do I find the mortgage on a property?

You can find out which mortgage company owns the note on a house by browsing the online records for the county or city where the property is located. Where online records are not available, you can review the mortgage deed in person at the county or city recorder’s office.

What is a property sub search?

A land title sub search is one of those sources and can provide a range of pertinent information. Results can assist in confirming ownership, in what is often an individual’s primary asset.

What is a sub search?

Definition of Subsearch Subsearch meaning or descrpition: a brief examination of title records to update an earlier search (Source of this concept of Subsearch: emp.ca/books/281-2)

What is a title search date?

Title Search Date: A requisition date, often referred to as a title search deadline date, is the last date upon which a buyer’s lawyer can require the seller to clear up any title problems. This may be important, especially if the buyer intends to mortgage the property.

Is a title search required when refinancing?

A refinance loan is actually a new loan; therefore, your lender will want to protect the investment. By requiring a new title search as a condition of refinance, your lender is looking to see if any liens or judgments have been recorded against you during the time in between.

How do you handle property encroachment?

3 Best Ways to Handle Encroachments

  1. A Land Survey Works Wonders for Boundary Disputes. If you feel like your neighbor has or is developing on top of your land, you may want to get a professional land survey.
  2. Talk it Over and Offer Concessions.
  3. Bring on a Neutral Third Party.
  4. Hire a Qualified Estate Attorney.