Can an ex wife collect life insurance benefits?

Can an ex wife collect life insurance benefits?

Generally, life insurance benefits are paid to the named beneficiary, regardless of his or her status as a spouse. However, there are instances where an ex-spouse is not eligible to collect life insurance benefits even if he or she is the named beneficiary on the policy.

Does your spouse have to be your primary beneficiary?

If you are married or in a common-law relationship of more than two years, your spouse is automatically your beneficiary. This means that if you die: Before you retire and before your earliest retirement age, your spouse is eligible for either: An immediate pension.

Who gets house if spouse dies?

If the property is held by the couple as tenants in common, the deceased’s share of the property forms part of his/her estate and must therefore, be dealt with in accordance with the terms of their Will or, if the spouse dies intestate (i.e. without a Will), via Letters of Administration.