Can my ex wife be on my health insurance?

Can my ex wife be on my health insurance?

After you get divorced, you may be able to temporarily keep your health coverage through a law known as “COBRA.” If your former spouse got insurance through an employer that has at least 20 employees, COBRA lets you stay on that plan for up to 36 months.

Is it a good idea to decrease your maximum pay?

It’s a good idea to decrease your maximum pay. Long-term care insurance covers nursing homes, assisted living, and sometimes in-home care. If you are over 45 years old, you should get long-term care insurance.

Is it better to pay out of pocket or use health insurance?

Paying cash can sometimes cost less out of your pocket than having the claim processed through the insurance company. Just remember, when you don’t use your health insurance coverage for a medical service, the money you pay out of pocket will not count toward your deductible.

What is the most expensive time in your life?

For some it can be tough turning 30. But it gets worse for those hitting 34, which for the average person is the most expensive year of their life, says a study published today.

How can I lower my insurance premiums?

Listed below are other things you can do to lower your insurance costs.

1. Shop around.
2. Before you buy a car, compare insurance costs.
3. Ask for higher deductibles.
4. Reduce coverage on older cars.
5. Buy your homeowners and auto coverage from the same insurer.
6. Maintain a good credit record.
7. Take advantage of low mileage discounts.

What kind of cars are cheaper to insure?

Top 5 Cheapest Cars to Insure

• Subaru Forester: $1,773 per year.
• Dodge Grand Caravan: $1,786 per year.
• Honda Odyssey: $1,800 per year.
• Ford Escape: $1,877 per year.
• Toyota Sienna: $1,966 per year.

Why is my insurance premium so high?

There are several reasons your car insurance is higher than you’d like – including having a poor driving record, a history of claims, and a poor credit history. Also, if you drive a lot, you’re driving a car that’s considered unsafe, or you have children on your policy, you might see increased rates.

At what age does car insurance go down?

25

Is it better to pay car insurance in full or monthly?

Generally, you’ll pay less for your policy if you can pay in full. But if paying a large lump sum upfront would put you in a tight financial spot — say, leave you unable to pay your car insurance deductible — making car insurance monthly payments is probably a better option for you.

Is it better to pay upfront or monthly?

If the interest rate is less than what you’d pay on a credit card or other loan to pay the balance up front, then it makes sense to use the monthly method. If the rate is more than you’d pay from other financing, then you should borrow using that alternative financing source and make a single annual payment.

Why is Geico only 6 months?

Car insurance carriers want shorter term lengths in order to re-examine the cost of your policy. Maybe during the first few months of your policy you’ve had a string of accidents; the carrier wants the flexibility to raise your rates without waiting out the full year. Hence the six-month policy.