What is the difference between spousal benefits and survivor benefits?
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What is the difference between spousal benefits and survivor benefits?
Spousal benefits are based on a living spouse or ex-spouse’s work history. Survivor benefits are based on a deceased spouse or ex-spouse’s work history. The benefit is based on the worker’s FRA benefit and is not enhanced by delayed retirement credits. Age 62 is the earliest a spouse can claim a spousal benefit.
Can I collect my deceased husband’s Social Security and still work?
It does not matter whether a surviving spouse worked long enough to qualify for Social Security on his or her own. He or she can still collect benefits on the deceased spouse’s work record.
What happens to my husbands pension when he dies?
If the deceased hadn’t yet retired: most schemes will pay out a lump sum that is typically two or four times their salary. if the person who died was under age 75, this lump sum is tax-free. this type of pension usually also pays a taxable ‘survivor’s pension’ to the deceased’s spouse, civil partner or dependent child.
