Do I have to keep my spouse on my health insurance?
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Do I have to keep my spouse on my health insurance?
There is no law requiring that employees add their families (including spouses) to employer-provided health insurance. Therefore, while you are married, he does not need to provide you with insurance coverage. In the law’s eyes, however the spouses live is acceptable, so long as they are not actually committing crimes.
Can I get Obamacare if my husband has insurance?
If you spouse still needs health insurance coverage, they can shop on the Marketplace for an Obamacare plan. Even if your spouse is eligible for coverage through your employer, they still can elect to shop on the Marketplace.
What happens to my health insurance when my husband goes on Medicare?
But if your spouse became eligible for Medicare and then left his or her employment (and thus lost access to employer-sponsored coverage) within 18 months of becoming eligible for Medicare, you can continue your spousal coverage with COBRA for up to 36 months from the date your spouse became eligible for COBRA.
Can I keep my health insurance instead of Medicare?
It’s against the law for someone to sell private health insurance on the marketplace to you if you have Medicare. You may be able to buy private health insurance instead of Medicare if you are younger than 65 and qualify for Medicare due to disability or end-stage renal disease (ESRD).
Can I go on my husbands Medicare?
The answer is no. Medicare is individual insurance, so spouses cannot be on the same Medicare plan together. Now, if your spouse is eligible for Medicare, then he or she can get their own Medicare plan.
Can I drop my employer health insurance and go on Medicare?
For example, you may be able to: Drop your employer coverage and enroll in Original Medicare, Part A and Part B. If you take this route, you might want to think about signing up for prescription drug coverage under Medicare Part D, and/or buying a Medicare Supplement plan.
What happens to your Social Security when you marry?
Generally, your benefits end if you remarry. Benefits end if you marry. For more information, call us at 1-(TTY 1-, 8:00 am – 7:00 pm, Monday through Friday; or contact your local Social Security office.
Can 2 wives collect Social Security?
Social Security says that multiple people are eligible to claim on one worker’s record. But you can get only one benefit and one at a time.
Is it better financially to be single or married?
Parents who file as head of household have lower tax rates than other single people, and they can also take a higher standard deduction. Compared to married couples, they pay more in taxes for the same amount of income – but they still end up paying less per person.
