What can I expect from a default hearing?

What can I expect from a default hearing?

A default hearing is when you come to court to tell the judge about your case and ask the judge for default judgment. When your case is called, the judge will first ask that you be sworn to tell the truth. The judge will make sure that the papers in the court file show that service of process was complete.

What happens after a default judgment?

If the court has entered a default judgment against you, the plaintiff can collect it like any other judgment. If you do not think the default judgment was appropriately entered against you, you must file a motion with the court asking the judge to “set aside” (void or nullify) the judgment.

Can my house be taken in a civil lawsuit?

You can lose a lot in a lawsuit, including your home, car and life savings. If you lose in court, you’ll have to disclose all of your assets, and you might lose money and property if you aren’t careful. Insurance can protect you, but it has to be the right insurance.

Can a Judgement take your Social Security?

As a general rule, creditors cannot take (“seize”) Social Security benefits, even if they have sued you and gotten a judgment against you in court. There are, however, some limited exceptions to this rule for certain kinds of debts owed to the government, which are explained below.

Can Judgements be removed?

The short answer is yes, in most cases a court judgement can be removed from a credit file. The process of removing a court judgement from a credit file begins with having the plaintiff agreeing to sign a Notice of Discontinuance or Consent Order depending on the state the judgement was entered in.

How bad does a Judgement hurt your credit?

Judgments are no longer factored into credit scores, though they are still public record and can still impact your ability to qualify for credit or loans. Lenders may still check to see whether any outstanding judgments against a potential borrower exist.