Are public records bad?

Are public records bad?

Public records could plague your credit for the better part of a decade. Even if you repay the money you owe, public records with negative information typically remain on your credit reports for seven to 10 years. Public records with adverse information may even occasionally wind up on your credit reports by mistake.

Why are public records public?

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As I stated in the introduction, the reason that public records are public is unassailable — so we the people can monitor our government. Public records provide notice to all members of society of the official actions taken by government. They also provide notice of the “official” status of individuals and property.

How do I protect my public records?

How to remove my name from public records in 10 easy stepsStep 1: Google yourself. Step 2: Change your address and phone number. Step 3: Start a business. Step 4: Visit the county clerk’s office. Step 5: Take a trip to the DMV. Step 6: Make the rounds. Step 7: Request removal from information brokerage services.Weitere Einträge…•

Are public records accurate?

Public records are not always reliable. But, when it comes to recorded sales, public records are as accurate as you will find. For agents, MLS data does have it advantages. It is easier to use and to find the data you are looking for. But for consumers, it can be difficult to get.

What is public records on your credit report?

Public records that can appear on your credit report include bankruptcy, judgment, or a tax lien. In some states, foreclosure and repossession are also public records. These entries are also the worst types of entries to appear on your credit report because they show a serious delinquency.