Can I protect my 401k with a prenup?
The easiest way to protect your 401(k) assets is to have a prenuptial agreement. A prenup can specify that your 401(k) will be considered your separate property in the event of a divorce. You can even establish that any contributions that you make to the account during the marriage will be considered separate property.
Can I collect spousal benefit and wait until I am 70 to collect my own Social Security?
En español | You can only collect spousal benefits and wait until 70 to claim your retirement benefit if all of the following are true: You have reached your full retirement age. Your spouse is collecting his or her own Social Security retirement benefit.
Can you collect Social Security if you never put into it?
The only people who can legally collect benefits without paying into Social Security are family members of workers who have done so. Nonworking spouses, ex-spouses, children or parents may be eligible for spousal, survivor or children’s benefits based on the qualifying worker’s earnings record.