Can anyone drive my car if I am fully comprehensive?
Can anyone drive my car if I am fully comprehensive?
Can I drive another car with comprehensive insurance? Just because you have comprehensive car insurance doesn’t automatically mean that you can drive another person’s vehicle. If your insurance provider does allow you to drive a different vehicle, it’s likely that they will only provide third party cover as a maximum.
What happens when someone not on your insurance crashes your car?
If your friend is uninsured, you’ll probably need to use your collision insurance to cover the damages to your own vehicle and your liability insurance may cover damage to others’ property.
What happens if an additional driver has an accident?
What happens after an accident? With a temporary insurance policy, the new driver – and their insurer – is responsible for any accidents or damage they cause. If a named driver has an accident in your car, it could push up your insurance costs in future and affect your no-claims bonus.
Does my insurance go up if I get hit?
Will my car insurance rates go up if my car was involved in a hit-and-run? Generally, hit-and-run car accidents will not cause your car insurance rates to go up. You can file a claim for car repairs under the collision insurance portion of your policy.
Are you at fault if you hydroplane?
In most cases, the driver who caused an accident while hydroplaning is at fault. While some vehicle collisions are caused by a lack of visibility due to pouring rain or blinding snow, many foul weather accidents are caused by hydroplaning.
How fast do you need to go to hydroplane?
35 mph
How do you know if you are hydroplaning?
Behind the wheel, hydroplaning feels like the vehicle is floating or veering in a direction on its own. When this happens you’ve lost braking and steering control. If your drive wheels hydroplane, there might be an increase in your speedometer and engine RPMs (revolutions per minute) as your tires begin to spin.
