What to do if an accident report is inaccurate?
What to do if an accident report is inaccurate?
If you have questions about your report, or if you see something inaccurate, contact us today. Call (888) 259-5861. “Special Conditions” includes a number of circumstances that may apply to your accident, including a late report, fatality or emergency vehicle involved.
Can you fight a accident report?
As part of your insurance policy contract, you have the right to disagree with a fault determination and appeal the decision. Every insurance company has an ombudsman or procedures in place you can use to state your case and offer evidence for why you believe the fault determination is incorrect.
What happens when you lie to police?
The crime requires that the person making the false representation knows that the person to whom the false information is given is a peace officer engaged in his or her duties as a peace officer. Violation of this section is a misdemeanor punishable by up to six months in jail and a $1,000 fine and/or probation.
How do insurance companies know if you had an accident?
Car insurance companies typically look at your motor vehicle record (MVR) when you apply for a new policy and every year around renewal time. Your MVR will include accidents that were reported to the state. For example, if police responded to the scene of an accident and filed a report, it will be included in the MVR.
Do police call insurance companies?
Insurance Claims Are a Separate Issue While the police report will automatically contact the DMV, it won’t necessarily reach your insurance company—at least not right away. If you want to make a claim on your insurance, you’ve got to reach out to your insurance provider.
How is an accident fault determined?
In general, insurance companies determine fault based on the legal definition of negligence in the state where the accident occurred. A driver is negligent when he or she fails to exercise the amount of caution a reasonable person would under the same circumstances.
Should I report accident to insurance?
You should almost always report accidents to your insurance as soon as possible, since waiting too long could jeopardize a future claim or cause an at-fault driver to lose certain protections.
