Are birthdates public record?

Are birthdates public record?

Supreme Court: State employee birthdates are public record.

How does TransUnion verify public records?

How does TransUnion receive public record information? TransUnion obtains public record information from U.S. courts. For questions regarding public records, please contact your Data Reporting Representative or the TransUnion Service Desk at (800) 813-5604.

Can items be removed from public records?

In the world of credit reporting, public records can include bankruptcy, judgments, liens, lawsuits, and foreclosures. Public records can be tough to remove from your credit report, but you can do it. It’s usually not as simple as removing a late payment or a credit inquiry.

How does Experian verify public records?

Experian purchases old public records from a large company called Lexis/Nexis. Experian does their ” verification ” electronically with Lexis. That is why Experian can send back the verifcation so rapidly for public records.

Do lenders look at public records?

All lenders do a national public records search and even though public records are not posted on credit reports, they will find out about it through the public records data base.

What is considered derogatory public record?

A derogatory public record, however, usually means something more serious. A public record is information that literally anyone may obtain about you during a trip to the local courthouse. As such, derogatory public records usually consist of bankruptcy filings, civil court judgments, foreclosures and tax liens.

Should I pay off derogatory accounts?

It can be beneficial to pay off derogatory credit items that remain on your credit report. Paying off a derogatory item doesn’t remove it from your credit report, but your credit report will be updated to show that you’ve paid off the balance.