How do I remove my ex husband from my credit report?

How do I remove my ex husband from my credit report?

The only way to be certain your ex-husband’s credit won’t affect yours in the future is to contact your lenders and ask them change the contracts to remove either you or your husband from responsibility from any open joint accounts.

How do I repair my credit after divorce?

Repairing that credit won’t happen overnight, but every good financial decision will put you one step closer.Live on a Budget.Keep Tabs on Your Credit Score.Address Joint Debts with Your Ex-Spouse.Deal With Bills You Can’t Afford to Pay.Change Your Last Name Before Getting New Credit.Get Credit of Your Own.

Can I buy a house with alimony?

You can list both your child support payments and your alimony payments as streams of income when you apply for a mortgage as long as you have a documented history that your spouse makes his or her payments on time. Also, be sure to get your documents in order whether you’re the one paying or receiving alimony.

What to do when your ex ruins your credit?

Keep Your Ex From Ruining Your CreditRemove Your Ex’s Authorized User Status.Dissolve Joint Accounts.Follow up on All Accounts.Change Your Address.Request New Accounts Numbers.Put a Fraud Alert on Your Credit Report.Freeze Your Credit Report.