Can I stay on my husbands insurance after divorce?
Can I stay on my husbands insurance after divorce?
Many plans allow a former spouse to remain insured under the insured’s health policy until a divorce is finalized. Former spouses may have to apply for their own individual health insurance if their employer does not provide a group benefits plan.
How long after divorce can you stay on insurance?
Will I automatically be removed once the divorce is finalized? Federal law dictates that health insurance coverage ends as soon as you are divorced. However, most insurance plans allow an ex-spouse to get health insurance through COBRA for up to 36 months following a divorce.
Can my spouse stay on my health insurance?
All in all, if you can stay on your spouse’s health insurance until an open enrollment period comes around that would likely be the best choice to take advantage of. Obamacare provides health insurance eligibility through when your spouse or your employer do not allow for you to get on a plan.
Can legally separated spouse stay on health insurance?
Most health insurance plans treat a judgment for legal separation the same as a judgment for dissolution of marriage. However, if your spouse or partner has a government plan, and you are subject to a judgment of legal separation, you may be able to remain a dependent on their health care coverage.
What does legal separation protect you from?
Most importantly, a legal separation agreement will protect you from being responsible for any debt your spouse acquires during the period of separation if you live in an equitable distribution state. If you live in a community property state, you don’t get this protection under a legal separation agreement.
