Can divorced couples share health insurance?
Can divorced couples share health insurance?
Changes to your private health insurance after divorce When legally separated from your spouse you can no longer keep your couples or family health insurance policy. You must be registered as married or in a relationship to be able to stay on a family policy with your former partner.
Can an employer exclude spouses from health insurance?
Yes, employers can deny spousal coverage. U.S. employers do not have to offer health insurance to their employees’ spouses.
Can husband and wife have different health insurance?
You have the option of putting both spouses on one plan or selecting two different plans. You can pick separate plans even if you’re enrolling in the exchange with premium subsidies. To qualify for subsidies, married enrollees must file a joint tax return, but they don’t have to be on the same health insurance plan.
Is it illegal to have two health insurance policies?
Yes, you can have two health insurance plans. Having two health insurance plans is perfectly legal, and many people have multiple health insurance policies under certain circumstances.
Do married couples have to be on the same car insurance policy?
If you are married and living in the same household, Progressive and many other companies require you and your spouse to be covered on the same policy. But, if you’re living in separate households, then it’s OK and actually necessary to have separate policies because your vehicles are garaged at different locations.
Can one spouse get Medicaid and the other not?
Medicaid assumes that both spouses of a married couple are financially responsible for one another. As a result, when Medicaid determines a spouse’s eligibility for benefits, the assets of the husband or wife who isn’t applying — known as “the community spouse” — are expected to contribute to the care of the other.
Can a nursing home take everything you own?
The Truth: The State takes nothing. Medicaid simply will not pay anything until you “spend down” all of your available or “countable” assets. If you are single or your spouse is also in a nursing home, you would have to spend down to $2,000 or less in cash or other countable assets.
Can I lose my home if my husband goes into a nursing home?
Will I lose my home? No. If you, the community spouse, continue to live in your home, you will not lose it, regardless of the value. In addition to your house being exempt (a non-countable asset for Medicaid eligibility), other assets are also considered exempt.
