Is an answer required to be verified?

Is an answer required to be verified?

— Except when otherwise specifically required by law or rule, pleadings need not be under oath, verified or accompanied by affidavit. A pleading is verified by an affidavit that the affiant has read the pleading and that the allegations therein are true and correct of his knowledge and belief.

What should I do if a debt collector sues me?

Such a complaint will have the effect of putting the legal action on hold while the Ombudsman is dealing with the Dispute If you agree that you owe the debt, you should, as soon as possible after you have been served with the Court Complaint, negotiate and enter a written agreement with the creditor to pay the debt or …

How does a debt collector prove they own the debt?

When writing the letter, request that the collection agency or creditor provide you with: Documentation that you owed the debt at some point, such as a contract you signed. How much you owe and the last outstanding action on the debt, which can be shown by documents such as the last statement or bill.

Can a debt be too old to collect?

The Limitation Act 1969 (NSW) places time limits on the rights of a creditor to bring an action for the recovery of debts. In most cases a creditor or a debt collector must recover the debt, or commence court action to recover the debt, within 6 years of: the date on which the debt first arose or.

What to say to debt collectors what they call?

You only need to say a few things:“This is not a good time. Please call back at 6.”“I don’t believe I owe this debt. Can you send information on it?”“I prefer to pay the original creditor. Give me your address so I can send you a cease and desist letter.”“My employer does not allow me to take these calls at work.”