How do I get my ex off the title of my house?
How do I get my ex off the title of my house?
Follow these steps to remove someone’s name from a property title:(Optional) Hire a licensed conveyancer. Fill out a transfer of title form. Submit the transfer of title form. Pay the fee. Wait for the form to be processed.
How do you prove your house is paid off?
Documents that may be released after paying off your home:A statement showing that your balance is paid in full.Your canceled promissory note.A certificate of satisfaction.Your canceled mortgage or deed of trust.
What happens to your house deeds when mortgage paid off?
After paying off your mortgage you need to collect your Certificate of Title (title deeds) and a Discharge of Mortgage signed by the bank. The Discharge of Mortgage must then be registered at the Land Titles Office and you will be issued with a new Certificate of Title clear of any mortgage.
Is a charge certificate the same as deeds?
A charge certificate contains all the same information as the land certificate but is proof that the lender has granted a mortgage on your property. Although the original title deeds are not required to get a mortgage, they should still be passed on by the previous owner via their solicitor.
How do thieves steal your home title?
Title theft or deed fraud occurs when someone obtains the title of a property, usually by stealing the owner’s identity and recording a forged deed to change ownership of the property’s title. The fraudster can then sell or borrow against that property.
