Is Virginia a no fault state?
Is Virginia a no fault state?
Although Virginia is not a “true” no-fault state, it does have a variation of no-fault insurance in which insurers pay first-party claims. The insurance industry refers to Virginia and similar states as “add-on” no-fault states. A driver can pay extra to add PIP protection to his or her policy.
Do you need insurance to get tags in VA?
To purchase license plates or decals, you must certify that the vehicle is covered by the minimum insurance requirements or pay the Uninsured Motor Vehicle Fee. Insurance requirements also apply to antique motor vehicles. Your insurance carrier must be authorized to conduct business in Virginia.
Do you need insurance in Virginia?
Under Virginia law, drivers must obtain the minimum required auto insurance coverage or pay an uninsured motorist fee. If you choose to obtain the minimum required insurance coverage, then you must have at least: $25,000 in coverage for bodily injury (per person) $50,000 in coverage for bodily injury (per accident)
Can you drive without insurance in Virginia?
Virginia law does not even require a driver to have insurance. Owners can opt to pay a $500 uninsured motor vehicle fee to the Department of Motor Vehicles. Failure either to insure your car or pay the fee is a Class 3 misdemeanor, punishable by fines of up to $500, according to Virginia Code § 46.2-707.
How long do you have to carry fr44 insurance in Virginia?
3 years
What if an uninsured driver hits you in Virginia?
Virginia is a traditional tort state when it comes to car accidents. Treat an accident with an uninsured driver like a no-fault accident or a hit-and-run. Call your insurance provider to file a damage claim. Explain that you did not cause the crash, but the at-fault party does not have insurance.
