How many times can a person file Chapter 7 bankruptcy?

How many times can a person file Chapter 7 bankruptcy?

Luckily, you can file for bankruptcy as many times as you want — but not necessarily receive a discharge as many times as you want. While you can file for bankruptcy at any time, you can only receive a bankruptcy discharge every certain number of years. For Chapter 7 cases, it's every eight years.

Can you file bankruptcy every 7 years?

Frequency of Bankruptcy Discharges for Chapter 7, 11, 12, 13 In simple terms, you can obtain a Chapter 7 bankruptcy discharge every eight years. The eight-year time period starts to run from the date your previous case was filed.

How long do I have to wait to file bankruptcy again?

In short, you can file more than one bankruptcy in a lifetime. If you previously filed a Chapter 7 bankruptcy and want to file Chapter 7 again, the time period is eight years from when you last filed. If you filed Chapter 7 and want to file a Chapter 13, the time period is four years from when you filed Chapter 7.