What happens after a Judgement by default?

What happens after a Judgement by default?

Default judgments happen when you don’t respond to a lawsuit — often from a debt collector — and a judge resolves the case without hearing your side. Next up could be wage garnishment or a bank account levy, which allows a creditor to remove money from your bank accounts to repay the debt.

What happens after entry of default?

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After a default is entered, the other side can request a default judgment. A default judgment is a final order from a judge. Once the court has entered a judgment, your creditor can collect the judgment by garnishing you. This lets the creditor take the money directly from your bank account or paycheck.

Does a Judgement ever go away?

In most cases, judgments can stay on your credit reports for up to seven years. This means that the judgment will continue to have a negative effect on your credit score for a period of seven years. In some states, judgments can stay on as long as ten years, or indefinitely if they remain unpaid.